Your Investment
₹69,09,840
Growth from Returns
₹6,08,43,285
AI Result Summary
AI ActiveYour retirement target is being translated into a monthly action plan
To retire at age 60 and maintain inflation-adjusted spending, the calculator estimates a retirement corpus of ₹6,77,53,125 and a required SIP of ₹19,194.
Key takeaway
Projected monthly expenses rise to ₹2,87,175 by retirement, so the key variable to revisit periodically is inflation rather than just return assumptions.
Monthly SIP Needed
₹19,194
for 30 years
Future Monthly Expense
₹2,87,175
at age 60
Retirement Corpus
₹6,77,53,125
lasts till age 85
Retirement Planning
This calculator estimates the corpus you need at retirement to maintain your current lifestyle, adjusted for inflation. It then calculates the monthly SIP required to build that corpus before you retire.
How to use this Retirement Calculator
- Enter realistic values based on your current plan or trade setup.
- Review the output metrics, not just the headline number.
- Run multiple scenarios to compare best/base/worst cases.
Practical tips
- Plan using post-tax income needs, not gross expenses.
- Review inflation and life expectancy assumptions periodically.
- Separate essential and discretionary retirement expenses.
Model assumptions
- Inflation and return assumptions stay stable over long periods.
- Savings contributions are made regularly till retirement age.
- Healthcare shocks and emergency costs are not modeled.
This calculator is for educational purposes only. Consult a qualified financial advisor before making retirement planning decisions.