Total Withdrawn
₹72,00,000
Remaining Balance
₹69,63,401
AI Result Summary
AI ActiveWithdrawal sustainability depends on return versus cash outflow
With a starting corpus of ₹50,00,000 and monthly withdrawals of ₹30,000, the plan withdraws ₹72,00,000 over 20 years.
Key takeaway
The corpus is projected to still have ₹69,63,401 left after the full period, which suggests the withdrawal rate is currently sustainable.
Monthly Withdrawal
₹30,000
for 20 years
Initial Corpus
₹50,00,000
starting investment
Corpus Lasts
20+ yrs
still has balance
What is SWP?
A Systematic Withdrawal Plan (SWP) lets you withdraw a fixed amount regularly from your mutual fund investment while the remaining corpus continues to earn returns. It's the reverse of SIP — ideal for retirement income.
How to use this SWP Calculator
- Enter realistic values based on your current plan or trade setup.
- Review the output metrics, not just the headline number.
- Run multiple scenarios to compare best/base/worst cases.
Practical tips
- Keep withdrawal rate aligned with expected long-term returns.
- Revisit withdrawal amount after major market corrections.
- Maintain a cash buffer for near-term expenses.
Model assumptions
- Returns are modeled using a constant expected rate.
- Withdrawals are assumed to occur at regular intervals.
- Taxation on redemptions is not included in outputs.
This calculator is for educational purposes only. Investments are subject to market risks. Past performance does not guarantee future results.