Invested Amount
₹12,00,000
Est. Returns
₹11,23,391
AI Result Summary
AI ActiveCompounding is doing the heavy lifting
Investing ₹10,000 every month for 10 years at 12% annual return projects a corpus of ₹23,23,391 from ₹12,00,000 invested.
Key takeaway
Most of the final value still comes from fresh contributions, so extending the duration can improve the compounding effect.
Wealth Gain
1.9×
of invested amount
Monthly SIP
₹10,000
for 10 years
CAGR
12%
annual return
What is SIP?
A Systematic Investment Plan (SIP) lets you invest a fixed amount monthly in mutual funds. It leverages rupee cost averaging and the power of compounding to grow your wealth steadily over time.
How to use this SIP Calculator
- Enter realistic values based on your current plan or trade setup.
- Review the output metrics, not just the headline number.
- Run multiple scenarios to compare best/base/worst cases.
Practical tips
- Increase SIP annually to accelerate corpus growth.
- Align expected return with your actual asset mix.
- Review progress yearly and rebalance if required.
Model assumptions
- Returns are modeled as a constant annualized rate.
- Investments are assumed to be made on schedule.
- Taxes, expense ratios, and exit loads are excluded.
This calculator is for educational purposes only. Investments are subject to market risks. Past performance does not guarantee future results.